/* =========================================================
   {platform_name} — Wealth Ledger / Private Office Broadsheet
   Warm espresso-charcoal base, champagne-gold primary,
   slate-blue secondary, oxblood risk. Fraunces editorial serif
   + Archivo grotesque. Ruled, no grids/glass. Mobile-first.
   ========================================================= */

/* ---------- Fonts ---------- */
@font-face { font-family:"Fraunces"; font-style:normal; font-weight:600; font-display:swap;
  src:url("../fonts/fraunces-600.woff2") format("woff2"), url("../fonts/fraunces-600.woff") format("woff"); }
@font-face { font-family:"Fraunces"; font-style:normal; font-weight:700; font-display:swap;
  src:url("../fonts/fraunces-700.woff2") format("woff2"), url("../fonts/fraunces-700.woff") format("woff"); }
@font-face { font-family:"Archivo"; font-style:normal; font-weight:400; font-display:swap;
  src:url("../fonts/archivo-400.woff2") format("woff2"), url("../fonts/archivo-400.woff") format("woff"); }
@font-face { font-family:"Archivo"; font-style:normal; font-weight:500; font-display:swap;
  src:url("../fonts/archivo-500.woff2") format("woff2"), url("../fonts/archivo-500.woff") format("woff"); }
@font-face { font-family:"Archivo"; font-style:normal; font-weight:600; font-display:swap;
  src:url("../fonts/archivo-600.woff2") format("woff2"), url("../fonts/archivo-600.woff") format("woff"); }
@font-face { font-family:"Archivo"; font-style:normal; font-weight:700; font-display:swap;
  src:url("../fonts/archivo-700.woff2") format("woff2"), url("../fonts/archivo-700.woff") format("woff"); }

/* ---------- Tokens ---------- */
:root {
  --bg: #16120c;
  --bg-2: #1b160f;
  --panel: #211a12;
  --panel-2: #281f15;
  --ink: #f1ece1;
  --ink-soft: #c2b6a3;
  --ink-mute: #8f8268;
  --rule: rgba(217, 176, 99, 0.22);
  --rule-soft: rgba(214, 200, 170, 0.16);
  --gold: #d9b063;
  --gold-bright: #ecc77d;
  --gold-deep: #a9823f;
  --slate: #7d93bf;
  --oxblood: #bb6a59;

  --maxw: 1080px;
  --gut: 20px;

  --serif: "Fraunces", Georgia, "Times New Roman", serif;
  --sans: "Archivo", system-ui, -apple-system, "Segoe UI", sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: var(--sans);
  font-size: 16px;
  line-height: 1.62;
  overflow-wrap: break-word;
  word-break: normal;
  -webkit-font-smoothing: antialiased;
}
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
ul, ol { margin: 0; padding: 0; list-style: none; }
button { font: inherit; cursor: pointer; }
:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; }
.iti__country-name {color: #111111;}
.signup__form .iti .iti__selected-dial-code {
  color: #ffffff !important;
}
/* ---------- Primitives ---------- */
.shell-w { width: 100%; max-width: var(--maxw); margin: 0 auto; padding-inline: var(--gut); }
.sect { padding-block: 56px; border-top: 1px solid var(--rule-soft); }
.sect:first-of-type { border-top: 0; }

.marker {
  display: flex; align-items: baseline; gap: 12px;
  font-family: var(--sans); font-weight: 600;
  font-size: 0.72rem; letter-spacing: 0.22em; text-transform: uppercase;
  color: var(--ink-mute); margin: 0 0 18px;
}
.marker__sec { color: var(--gold); font-weight: 700; }
.marker__sec::before { content: "\00A7\00A0"; }

.headline {
  font-family: var(--serif); font-weight: 600;
  font-size: clamp(1.7rem, 5.4vw, 2.5rem);
  line-height: 1.12; letter-spacing: -0.01em;
  margin: 0 0 14px; color: var(--ink);
}
.standfirst { color: var(--ink-soft); max-width: 60ch; margin: 0; font-size: 1.02rem; }

/* ---------- Buttons (squared, uppercase, tracked) ---------- */
.btn {
  display: inline-flex; align-items: center; gap: 10px;
  font-family: var(--sans); font-weight: 600;
  font-size: 0.8rem; letter-spacing: 0.12em; text-transform: uppercase;
  padding: 14px 26px; border: 1px solid transparent; border-radius: 0;
  transition: background .16s ease, color .16s ease, border-color .16s ease;
}
.btn--gold { background: var(--gold); color: #1c1409; border-color: var(--gold); }
.btn--gold:hover { background: var(--gold-bright); border-color: var(--gold-bright); }
.btn--outline { background: transparent; color: var(--ink); border-color: var(--rule); }
.btn--outline:hover { border-color: var(--gold); color: var(--gold); }
.btn--arrow::after { content: "\2192"; font-size: 1rem; }
.btn--full { width: 100%; justify-content: center; }

/* ---------- Topbar / nameplate ---------- */
.topbar {
  position: sticky; top: 0; z-index: 50;
  background: rgba(22, 18, 12, 0.92);
  backdrop-filter: blur(8px);
  border-bottom: 3px double var(--rule);
}
.topbar__row { display: flex; align-items: center; justify-content: space-between; gap: 16px; height: 66px; }
.nameplate { display: inline-flex; align-items: center; gap: 11px; }
.nameplate__seal { width: 30px; height: 30px; flex: none; }
.nameplate__word { font-family: var(--serif); font-weight: 700; font-size: 1.22rem; letter-spacing: 0.01em; }
.topnav { display: none; align-items: center; gap: 26px; }
.topnav a { font-size: 0.82rem; letter-spacing: 0.08em; text-transform: uppercase; color: var(--ink-soft); font-weight: 500; }
.topnav a:hover { color: var(--gold); }
.topbar__cta { display: none; }
.menu-btn { display: inline-flex; flex-direction: column; gap: 5px; width: 42px; height: 38px; align-items: center; justify-content: center; background: transparent; border: 1px solid var(--rule); }
.menu-btn span { width: 18px; height: 2px; background: var(--ink); display: block; }
.tray { display: none; border-bottom: 1px solid var(--rule-soft); background: var(--bg-2); }
.tray.show { display: block; }
.tray nav { display: flex; flex-direction: column; }
.tray nav a { padding: 13px 0; border-bottom: 1px solid var(--rule-soft); color: var(--ink-soft); letter-spacing: 0.06em; text-transform: uppercase; font-size: 0.84rem; }
.tray .btn { margin: 14px 0; }

/* ---------- Hero (editorial stacked + estimator strip) ---------- */
.hero { padding-block: 50px 0; }
.hero__kicker {
  font-family: var(--sans); font-weight: 600; font-size: 0.74rem;
  letter-spacing: 0.26em; text-transform: uppercase; color: var(--gold);
  margin: 0 0 18px; display: flex; align-items: center; gap: 12px;
}
.hero__kicker::before { content: ""; width: 34px; height: 1px; background: var(--gold-deep); }
.hero__title {
  font-family: var(--serif); font-weight: 700;
  font-size: clamp(2.3rem, 8.5vw, 4rem);
  line-height: 1.02; letter-spacing: -0.02em;
  margin: 0 0 26px; max-width: 15ch;
}
.hero__body { display: grid; gap: 22px; padding-top: 26px; border-top: 2px solid var(--rule); }
.hero__lead { color: var(--ink-soft); font-size: 1.08rem; margin: 0; }
.hero__lead::first-letter {
  font-family: var(--serif); font-weight: 700; float: left;
  font-size: 3.1rem; line-height: 0.84; padding: 4px 12px 0 0; color: var(--gold);
}
.hero__actions { display: flex; flex-direction: column; gap: 16px; align-items: flex-start; }
.hero__trust { display: flex; gap: 10px; align-items: flex-start; font-size: 0.9rem; color: var(--ink-mute); }
.hero__trust svg { flex: none; margin-top: 2px; color: var(--gold); }

/* estimator strip */
.estimator {
  margin-top: 40px; border: 1px solid var(--rule);
  background: var(--panel); padding: 22px;
}
.estimator__head { display: flex; align-items: baseline; justify-content: space-between; gap: 14px; border-bottom: 1px solid var(--rule-soft); padding-bottom: 12px; margin-bottom: 18px; }
.estimator__title { font-family: var(--serif); font-size: 1.15rem; font-weight: 600; margin: 0; }
.estimator__horizon { font-size: 0.8rem; letter-spacing: 0.08em; text-transform: uppercase; color: var(--ink-mute); }
.estimator__grid { display: grid; gap: 22px; }
.estimator__field label { display: block; font-size: 0.74rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--ink-soft); margin-bottom: 12px; }
.estimator__amount { font-family: var(--serif); font-weight: 700; font-size: 2rem; color: var(--ink); }
.estimator__amount span { color: var(--gold); }
.range { -webkit-appearance: none; appearance: none; width: 100%; height: 3px; background: var(--rule); margin-top: 16px; outline: none; }
.range::-webkit-slider-thumb { -webkit-appearance: none; appearance: none; width: 20px; height: 20px; border-radius: 50%; background: var(--gold); border: 3px solid var(--bg); cursor: pointer; }
.range::-moz-range-thumb { width: 20px; height: 20px; border-radius: 50%; background: var(--gold); border: 3px solid var(--bg); cursor: pointer; }
.estimator__out { border-left: 2px solid var(--gold-deep); padding-left: 18px; }
.estimator__out-val { font-family: var(--serif); font-weight: 700; font-size: 2.4rem; color: var(--gold); line-height: 1; }
.estimator__note { font-size: 0.74rem; color: var(--ink-mute); margin: 14px 0 0; line-height: 1.5; }

/* ---------- Glance / trust strip ---------- */
.glance__stats { display: grid; grid-template-columns: 1fr 1fr; gap: 0; border: 1px solid var(--rule-soft); }
.glance__cell { padding: 22px 18px; border-bottom: 1px solid var(--rule-soft); border-right: 1px solid var(--rule-soft); }
.glance__cell:nth-child(2n) { border-right: 0; }
.glance__cell:nth-last-child(-n+2) { border-bottom: 0; }
.glance__val { font-family: var(--serif); font-weight: 700; font-size: 2rem; color: var(--gold); }
.glance__lbl { font-size: 0.78rem; color: var(--ink-mute); letter-spacing: 0.04em; margin-top: 4px; }
.glance__partners { margin-top: 28px; padding-top: 20px; border-top: 1px solid var(--rule-soft); }
.glance__partners-lbl { font-size: 0.72rem; letter-spacing: 0.16em; text-transform: uppercase; color: var(--ink-mute); margin: 0 0 14px; }
.glance__partners ul { display: flex; flex-wrap: wrap; gap: 14px 28px; }
.glance__partners li { font-family: var(--serif); font-weight: 600; font-size: 1.05rem; color: var(--ink-soft); opacity: 0.85; }

/* ---------- Problem (editorial numbered entries) ---------- */
.problems { display: grid; gap: 0; margin-top: 26px; }
.problem-row { display: grid; grid-template-columns: auto 1fr; gap: 4px 22px; padding: 24px 0; border-top: 1px solid var(--rule-soft); }
.problem-row:first-child { border-top: 0; }
.problem-row__num { grid-row: span 2; font-family: var(--serif); font-weight: 700; font-size: 2.4rem; color: transparent; -webkit-text-stroke: 1px var(--gold-deep); line-height: 0.9; }
.problem-row__title { font-family: var(--serif); font-size: 1.3rem; font-weight: 600; margin: 0; }
.problem-row__text { color: var(--ink-soft); margin: 0; font-size: 0.96rem; }

/* ---------- Approach / solution (hanging-index entries, no boxes) ---------- */
.approach__items { display: grid; gap: 24px; margin-top: 28px; }
.approach-item { padding-top: 18px; border-top: 1px solid var(--rule); }
.approach-item__tag { font-family: var(--sans); font-weight: 700; font-size: 0.72rem; letter-spacing: 0.16em; text-transform: uppercase; color: var(--gold); }
.approach-item__title { font-family: var(--serif); font-size: 1.32rem; font-weight: 600; margin: 8px 0 8px; }
.approach-item__text { color: var(--ink-soft); margin: 0; font-size: 0.96rem; }

/* ---------- Signup (offer-framed split) ---------- */
.signup { background: var(--bg-2); }
.signup__grid { display: grid; gap: 30px; }
.signup__offer-title { font-family: var(--serif); font-size: 1.2rem; font-weight: 600; margin: 22px 0 14px; }
.signup__offer { display: grid; gap: 10px; }
.signup__offer li { position: relative; padding-left: 26px; color: var(--ink-soft); font-size: 0.95rem; }
.signup__offer li::before { content: "\2014"; position: absolute; left: 0; color: var(--gold); }
.signup__form { border: 1px solid var(--rule); background: var(--panel); padding: 24px; }
.lead-grid { display: grid; gap: 14px; }
.fld { display: grid; gap: 6px; }
.fld label { font-size: 0.72rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--ink-soft); font-weight: 600; }
.fld input { width: 100%; background: var(--bg); border: 1px solid var(--rule); border-radius: 0; color: var(--ink); padding: 13px 14px; font-size: 0.95rem; font-family: var(--sans); transition: border-color .16s ease; }
.fld input::placeholder { color: var(--ink-mute); }
.fld input:focus { outline: none; border-color: var(--gold); }
.lead-consent { font-size: 0.76rem; color: var(--ink-mute); margin: 0; line-height: 1.55; }
.lead-secure { display: flex; align-items: center; gap: 8px; font-size: 0.76rem; color: var(--ink-mute); margin: 0; }
.lead-secure svg { color: var(--gold); flex: none; }
.iti { width: 100%; }

/* ---------- Ladder (how to start) ---------- */
.ladder { margin-top: 28px; position: relative; }
.ladder__step { display: grid; grid-template-columns: auto 1fr; gap: 2px 22px; padding: 0 0 30px 0; position: relative; }
.ladder__step:last-child { padding-bottom: 0; }
.ladder__rail { position: relative; }
.ladder__num { font-family: var(--serif); font-weight: 700; font-size: 1.15rem; color: var(--gold); width: 44px; height: 44px; border: 1px solid var(--gold-deep); border-radius: 50%; display: grid; place-items: center; background: var(--bg); position: relative; z-index: 1; }
.ladder__step:not(:last-child) .ladder__rail::after { content: ""; position: absolute; left: 50%; top: 44px; bottom: -30px; width: 1px; background: var(--rule); transform: translateX(-50%); }
.ladder__title { font-family: var(--serif); font-size: 1.2rem; font-weight: 600; margin: 8px 0 4px; }
.ladder__text { color: var(--ink-soft); margin: 0 0 8px; font-size: 0.95rem; }

/* ---------- Scope (analytics) ---------- */
.scope { background: var(--bg-2); }
.scope__grid { display: grid; gap: 28px; }
.scope__panel { border: 1px solid var(--rule); background: var(--panel); padding: 22px; }
.scope__panel-title { font-family: var(--serif); font-size: 1.05rem; font-weight: 600; margin: 0 0 16px; }
.scope__chart { width: 100%; height: 150px; }
.scope__ledger { margin-top: 18px; border-top: 1px solid var(--rule-soft); }
.scope__ledger div { display: flex; justify-content: space-between; gap: 12px; padding: 11px 0; border-bottom: 1px solid var(--rule-soft); font-size: 0.9rem; }
.scope__ledger div:last-child { border-bottom: 0; }
.scope__ledger span { color: var(--ink-mute); }
.scope__ledger strong { color: var(--ink); font-weight: 600; }
.scope__caption { font-size: 0.74rem; color: var(--ink-mute); margin: 14px 0 0; }
.scope__list { display: grid; gap: 12px; margin-top: 20px; }
.scope__list li { position: relative; padding-left: 26px; color: var(--ink-soft); font-size: 0.95rem; }
.scope__list li::before { content: ""; position: absolute; left: 0; top: 9px; width: 9px; height: 9px; background: var(--gold); transform: rotate(45deg); }

/* ---------- Vault (security ledger) ---------- */
.vault__grid { display: grid; gap: 0; margin-top: 26px; border: 1px solid var(--rule-soft); }
.vault-cell { padding: 22px 20px; border-bottom: 1px solid var(--rule-soft); }
.vault-cell:last-child { border-bottom: 0; }
.vault-cell__top { display: flex; align-items: baseline; justify-content: space-between; gap: 12px; margin-bottom: 8px; }
.vault-cell__title { font-family: var(--serif); font-size: 1.12rem; font-weight: 600; margin: 0; }
.vault-cell__tag { font-size: 0.66rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--slate); border: 1px solid rgba(125,147,191,0.4); padding: 3px 8px; white-space: nowrap; }
.vault-cell__text { color: var(--ink-soft); margin: 0; font-size: 0.92rem; }

/* ---------- Ledger table (platform) ---------- */
.ledger-table { width: 100%; border-collapse: collapse; margin-top: 26px; border-top: 2px solid var(--gold-deep); }
.ledger-table caption { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); }
.ledger-table thead th { text-align: left; font-family: var(--sans); font-size: 0.7rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--ink-mute); padding: 14px 16px 14px 0; font-weight: 600; }
.ledger-table thead th:last-child { text-align: right; padding-right: 0; }
.ledger-table tbody th { text-align: left; font-family: var(--serif); font-weight: 600; color: var(--ink); padding: 16px 16px 16px 0; border-top: 1px solid var(--rule-soft); width: 44%; font-size: 1rem; }
.ledger-table tbody td { text-align: right; padding: 16px 0; border-top: 1px solid var(--rule-soft); color: var(--ink-soft); font-size: 0.94rem; }

/* ---------- Voices (quote wall) ---------- */
.voices__top { display: flex; align-items: baseline; gap: 16px; flex-wrap: wrap; margin-bottom: 6px; }
.voices__rating { font-family: var(--serif); font-weight: 700; font-size: 2.6rem; color: var(--gold); line-height: 1; }
.voices__stars { color: var(--gold); letter-spacing: 2px; }
.voices__count { font-size: 0.85rem; color: var(--ink-mute); }
.voices__wall { display: grid; gap: 0; margin-top: 26px; border-top: 1px solid var(--rule-soft); }
.voice { padding: 24px 0; border-bottom: 1px solid var(--rule-soft); }
.voice__mark { font-family: var(--serif); font-size: 2.4rem; color: var(--gold-deep); line-height: 0.2; display: block; height: 16px; }
.voice__text { font-family: var(--serif); font-size: 1.1rem; color: var(--ink); margin: 14px 0 16px; line-height: 1.4; }
.voice__meta { display: flex; align-items: baseline; justify-content: space-between; gap: 12px; flex-wrap: wrap; }
.voice__name { font-weight: 600; font-size: 0.92rem; }
.voice__loc { font-size: 0.8rem; color: var(--ink-mute); }
.voice__metric { font-size: 0.78rem; letter-spacing: 0.04em; color: var(--slate); border-bottom: 1px solid rgba(125,147,191,0.4); padding-bottom: 2px; }
.voices__disclaimer { margin-top: 22px; font-size: 0.78rem; color: var(--ink-mute); font-style: italic; }

/* ---------- FAQ ---------- */
.qa { margin-top: 26px; border-top: 1px solid var(--rule); }
.qa-item { border-bottom: 1px solid var(--rule-soft); }
.qa-item > summary { list-style: none; cursor: pointer; display: flex; gap: 16px; align-items: baseline; padding: 20px 0; }
.qa-item > summary::-webkit-details-marker { display: none; }
.qa-item__n { font-family: var(--serif); font-weight: 700; color: var(--gold); font-size: 0.95rem; flex: none; width: 26px; }
.qa-item__q { font-family: var(--serif); font-size: 1.12rem; font-weight: 600; color: var(--ink); flex: 1; }
.qa-item__sign { flex: none; width: 18px; height: 18px; position: relative; align-self: center; }
.qa-item__sign::before, .qa-item__sign::after { content: ""; position: absolute; background: var(--gold); transition: opacity .2s ease; }
.qa-item__sign::before { top: 8px; left: 0; width: 100%; height: 2px; }
.qa-item__sign::after { left: 8px; top: 0; width: 2px; height: 100%; }
.qa-item[open] .qa-item__sign::after { opacity: 0; }
.qa-item__a { padding: 0 0 22px 42px; color: var(--ink-soft); font-size: 0.95rem; }

/* ---------- Closing CTA ---------- */
.closing { border-top: 3px double var(--rule); }
.closing__inner { display: grid; gap: 22px; }
.closing__title { font-family: var(--serif); font-weight: 700; font-size: clamp(1.7rem, 5.5vw, 2.6rem); line-height: 1.08; letter-spacing: -0.01em; margin: 0; }
.closing__desc { color: var(--ink-soft); margin: 0; max-width: 52ch; }
.closing__note { font-size: 0.8rem; color: var(--ink-mute); margin: 0; }

/* ---------- Footer broadsheet ---------- */
.foot { background: var(--bg-2); border-top: 1px solid var(--rule-soft); padding-block: 46px 28px; }
.foot__masthead { display: flex; flex-wrap: wrap; gap: 16px; align-items: center; justify-content: space-between; padding-bottom: 22px; border-bottom: 2px solid var(--rule); }
.foot__tag { color: var(--ink-soft); font-size: 0.9rem; max-width: 42ch; margin: 14px 0 0; }
.foot__cols { display: grid; grid-template-columns: 1fr 1fr; gap: 26px; padding-block: 28px; border-bottom: 1px solid var(--rule-soft); }
.foot__col h3 { font-size: 0.7rem; letter-spacing: 0.16em; text-transform: uppercase; color: var(--ink-mute); margin: 0 0 12px; font-weight: 600; }
.foot__col a { display: block; color: var(--ink-soft); font-size: 0.9rem; padding: 5px 0; }
.foot__col a:hover { color: var(--gold); }
.foot__disclosure { padding-block: 24px; }
.foot__disclosure h3 { font-size: 0.72rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--oxblood); margin: 0 0 10px; font-weight: 700; }
.foot__disclosure p { color: var(--ink-mute); font-size: 0.82rem; line-height: 1.6; margin: 0 0 10px; }
.foot__base { padding-top: 18px; border-top: 1px solid var(--rule-soft); font-size: 0.8rem; color: var(--ink-mute); }

/* ---------- Service pages ---------- */
.page { min-height: 100vh; display: flex; flex-direction: column; }
.page__main { flex: 1 0 auto; display: flex; align-items: center; justify-content: center; padding-block: 60px; }
.sys-card { text-align: center; max-width: 560px; }
.sys-card__eyebrow { display: inline-block; font-family: var(--sans); font-size: 0.72rem; font-weight: 600; letter-spacing: 0.24em; text-transform: uppercase; color: var(--gold); border-top: 1px solid var(--rule); border-bottom: 1px solid var(--rule); padding: 8px 0; margin-bottom: 22px; }
.sys-card__title { font-family: var(--serif); font-weight: 700; font-size: clamp(2rem, 8vw, 3rem); line-height: 1.04; letter-spacing: -0.01em; margin: 0 0 14px; }
.sys-card__desc { color: var(--ink-soft); margin: 0 auto 28px; max-width: 46ch; }

/* ---------- Utilities ---------- */
.skip { position: absolute; left: 12px; top: -60px; background: var(--gold); color: #1c1409; padding: 10px 16px; z-index: 100; transition: top .16s ease; font-weight: 600; }
.skip:focus { top: 12px; }

/* =========================================================
   Tablet
   ========================================================= */
@media (min-width: 700px) {
  .glance__stats { grid-template-columns: repeat(4, 1fr); }
  .glance__cell { border-bottom: 0; }
  .glance__cell:nth-child(2n) { border-right: 1px solid var(--rule-soft); }
  .glance__cell:last-child { border-right: 0; }
  .estimator__grid { grid-template-columns: 1fr 1fr; align-items: center; }
  .approach__items { grid-template-columns: repeat(3, 1fr); gap: 0; }
  .approach-item { padding: 18px 24px 0 0; border-top: 2px solid var(--rule); }
  .approach-item + .approach-item { padding-left: 24px; border-left: 1px solid var(--rule-soft); }
  .lead-grid { grid-template-columns: 1fr 1fr; }
  .vault__grid { grid-template-columns: 1fr 1fr; }
  .vault-cell { border-right: 1px solid var(--rule-soft); }
  .vault-cell:nth-child(2n) { border-right: 0; }
}

/* =========================================================
   Desktop
   ========================================================= */
@media (min-width: 980px) {
  :root { --gut: 36px; }
  .sect { padding-block: 80px; }
  .topnav, .topbar__cta { display: flex; }
  .menu-btn { display: none; }
  .tray { display: none !important; }
  .topbar__row { height: 74px; }

  .hero { padding-block: 70px 0; }
  .hero__body { grid-template-columns: 1.1fr 0.9fr; gap: 44px; align-items: start; }
  .hero__actions { flex-direction: row; align-items: center; }

  .problems { grid-template-columns: repeat(3, 1fr); gap: 0; }
  .problem-row { border-top: 0; border-left: 1px solid var(--rule-soft); padding: 0 24px; align-content: start; }
  .problem-row:first-child { border-left: 0; padding-left: 0; }

  .signup__grid { grid-template-columns: 0.8fr 1.2fr; gap: 50px; align-items: start; }
  .signup__head { position: sticky; top: 92px; }

  .ladder { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
  .ladder__step { grid-template-columns: 1fr; padding-bottom: 0; }
  .ladder__rail { display: flex; align-items: center; gap: 14px; margin-bottom: 8px; }
  .ladder__step:not(:last-child) .ladder__rail::after { left: 44px; right: -24px; top: 50%; bottom: auto; width: auto; height: 1px; transform: none; }

  .scope__grid { grid-template-columns: 0.85fr 1.15fr; gap: 48px; align-items: center; }
  .scope__copy { order: 2; }

  .vault__grid { grid-template-columns: repeat(3, 1fr); }
  .vault-cell { border-right: 1px solid var(--rule-soft); border-bottom: 1px solid var(--rule-soft); }
  .vault-cell:nth-child(2n) { border-right: 1px solid var(--rule-soft); }
  .vault-cell:nth-child(3n) { border-right: 0; }
  .vault-cell:nth-last-child(-n+3) { border-bottom: 0; }

  .platform__inner { display: grid; grid-template-columns: 0.7fr 1.3fr; gap: 48px; align-items: start; }
  .ledger-table { margin-top: 0; }

  .voices__wall { grid-template-columns: repeat(3, 1fr); column-gap: 30px; border-top: 0; }
  .voice { border-bottom: 0; border-top: 1px solid var(--rule); }

  .qa { display: grid; grid-template-columns: 1fr 1fr; column-gap: 40px; border-top: 0; }
  .qa-item { border-top: 1px solid var(--rule); }

  .closing__inner { grid-template-columns: 1.3fr auto; align-items: center; gap: 40px; }

  .foot__cols { grid-template-columns: 1.6fr 1fr 1fr 1fr; }
}

@media (prefers-reduced-motion: reduce) { * { scroll-behavior: auto !important; transition: none !important; } }